A US-based lender has partnered with BlueSeed Holdings to provide loans of between $25k USD to $10M USD against ARR (i.e. annual recurring revenue) of a company. To-date, the company has provided $1.6B+ to 3,000+ borrowing firms, creating a total runway of 5,000+ months at a one-time financing cost of 7-10%. The firm is able to expand on funding as the borrowing entity scales its revenue overtime. Requirements include:

• Business model: SaaS or contracted revenue

• ARR: $150k USD to $30M USD

• Runway: 3+ months

• Geographies: US, UK, Canada, Spain, Germany, Sweden, Finland, Denmark, The Netherlands, Belgium

Financing Use cases can include: 

• Marketing spend or CAC

• Working capital

• Scaling hiring

• Bridge to next fundraising round

• Filling cash flow gaps

• Shareholder consolidation

A US-based lender has partnered with BlueSeed Holdings to provide a low-interest loan against between 5% to 20% LTV of measured or proven gold reserves (NOT inferred, measured or indicated resource) in US, Canada or Australia as long as there is  an updated 43101 or SK1300 or JORC report. The lender can either:

(1) acquire the mine and lease back,

(2) provide a loan with a lien on the asset on and/or 

(3) refinance existing debt. 

Our partnering lender can provide a loan from $5m up to $500m++. Terms also depend on the complexity of collateral, geography and structure of the mine and corporation.

Several international lenders, with a particular focus on US, Canada, UK, Australia, and Singapore borrowers. Up to 90% LTV and a loan size minimum of $500k (annualized value) and up. We require a review of an engaged and executed purchase order agreement including revenue model and revenue value of this PO, and also an executive summary (if needed) of the client providing the PO (i.e. an understanding of the financial strength of the corporate client via either financial statements or other equivalent, or a financial instrument to protect payment terms of the PO issued by an investment-grade banking institution. LTV percentage depends primarily on the financial strength of the customer, payment terms and revenue model of the PO.

Several global debt funds and family offices providing a minimum loan of $1m and up. Up to 70% LTV of appraised upon-completion value of project, with an appraisal report completed by an accredited institution in the last 6 months. Sponsor background and track record brochures and information are required, alongside pitch deck of the proposed project. Other information required include: 

• Executive summary of the project

• If an energy project, off-taker contracts and/or committed LOIs to prove the business case and back the loan payback strategy

• Investment into the project to date, amount in debt and/or equity and name and background of investors (if equity, information only needed for investors who hold 10% or more of shareholding in the project), & proof of investment. 

Multiple lenders worldwide. Minimum loan size of $200k. Typically for cash flow positive companies, calculated as 33% of last fiscal year's annual net income; if cash flow negative companies, then typically up to 20% of ARR (annual recurring revenue) or up to 15% of non-ARR. Loan sizes can vastly increased if the business case is strong i.e. proof of larger contracts or purchase orders, or other strong business case. Documents required include:

• Executive summary or pitch deck of the business (including economic outlook and analysis, value proposition, traction to date, capital required, objective of capital raise, distribution for use of raised capital)

• Types of collateral available, including objective reports for value of collateral and description of collateral

• Past 3 fiscal years of income statements, balance sheets, and cash flow statements certified by accountant (or audited statements if >$10M in annual revenue) 

Listed Securities with at least $50M market capitalization (higher market caps enjoy 80% or higher LTVs, and lower market caps come with lower 40% to 60% LTVs). We need ticker symbol of said company. Alongside, we also need the following information: 

• Entity or person holding said listed securities that shall be used as collateral. 

• If entity, how many shareholders constitute 65% of the decision making process for the loan to be managed from borrower, and KYC and source of funds information of shareholders who own 10% shareholding equity in such entity. If individual, basic KYC and source of funds information. 

A US based lender that provides loans at a 70% to 90% LTV against sole distribution contracts (40% to 60% LTV against non sole distribution contracts), up to 90% LTV against tax credits, and 50% LTV against sales estimates. Target film budgets between $5M to $50M whose producer has a track record of completing film on budget and on time and has at least 15 years worth of a production track record. We will also need to see a pitch deck of the film of interest and its secured acting talent.