BlueSeed Holdings directly originates debt financing from our a consortium of international private and institutional family offices, lenders, and investment groups by ensuring a match with their particular lending mandates. BlueSeed is compensated either directly by our lenders or our borrowing clients upon a successful transaction. We strive to understand the particular financing requirements of each lender (by requesting a summary of their particular funding mandates) and profile of each lendee (via filling of a detailed and suitable KYC questionnaire) before referring parties to one another to ensure a fit and successful transaction. We can handle loan sizes from USD $1 million to $800 million (or equivalent currency value). Our lenders prefer direct deals rather than funding SPVs, intermediary platforms, or the like.
Generally, industry agnostic but will require necessary licensing for highly regulated industries such as energy and nuclear energy, cannabis, wealth management and finance etc.
Private and Public Corporations
Single family offices
Ultra-high net worth individuals
Privately owned foundations and trusts
Most first world countries, of particular interest are North America (Canada & US), United Kingdom, Norway, Australia, New Zealand, Singapore.
Purchase Order Financing
Construction and Development of real estate
Asset Backed Loans (ABLs)
Venture loans to VC-backed US and China based companies
Working or Growth Capital
SaaS-based, Revenue based and Venture Loans
Listed Securities Lending or Listed Securities-based Loan
Sovereign Debt Instruments
Pre-funding for sale of non-core assets
Credit Tenant Lease financing
Stock buyback Exporting Loans and Lines of Credit
Acquisition Loan for Leveraged Buyouts
Requirements by Category (not limited to) - Highlights
BlueSeed has access to a few hundred debt funds and other investment holding companies. Below is a select few investors which we work with, and their respective mandate and requirements. If your company does not fit the below criteria, please reach out directly to us and we would have be more than happy to discuss what options are available!
Cash Flow based Loan
A US-based lender has partnered with BlueSeed Holdings to provide loans of between $25k USD to $10M USD against ARR (i.e. annual recurring revenue) of a company. To-date, the company has provided $1.6B+ to 3,000+ borrowing firms, creating a total runway of 5,000+ months at a one-time financing cost of 7-10%. The firm is able to expand on funding as the borrowing entity scales its revenue overtime. Requirements include:
Business model: SaaS or contracted revenue
ARR: $150k USD to $30M USD
Runway: 3+ months
Geographies: US, UK, Canada, Spain, Germany, Sweden, Finland, Denmark, The Netherlands, Belgium
Financing Use cases can include:
Marketing spend or CAC
Bridge to next fundraising round
Filling cash flow gaps
Mining Assets (gold focused) based Loans
A US-based lender has partnered with BlueSeed Holdings to provide a low-interest loan against between 5% to 20% LTV of measured or proven gold reserves (NOT inferred, measured or indicated resource) in US, Canada or Australia as long as there is an updated 43101 or SK1300 or JORC report. The lender can either:
(1) acquire the mine and lease back,
(2) provide a loan with a lien on the asset on and/or
(3) refinance existing debt.
Our partnering lender can provide a loan from $5m up to $500m++. Terms also depend on the complexity of collateral, geography and structure of the mine and corporation.
Purchase Order Loans
Several international lenders, with a particular focus on US, Canada, UK, Australia, and Singapore borrowers. Up to 90% LTV and a loan size minimum of $500k (annualized value) and up. We require a review of an engaged and executed purchase order agreement including revenue model and revenue value of this PO, and also an executive summary (if needed) of the client providing the PO (i.e. an understanding of the financial strength of the corporate client via either financial statements or other equivalent, or a financial instrument to protect payment terms of the PO issued by an investment-grade banking institution. LTV percentage depends primarily on the financial strength of the customer, payment terms and revenue model of the PO.
Real Estate or Infrastructure Development Financing (greenfield projects)
Several global debt funds and family offices providing a minimum loan of $1m and up. Up to 70% LTV of appraised upon-completion value of project, with an appraisal report completed by an accredited institution in the last 6 months. Sponsor background and track record brochures and information are required, alongside pitch deck of the proposed project. Other information required include:
Executive summary of the project
If an energy project, off-taker contracts and/or committed LOIs to prove the business case and back the loan payback strategy
Investment into the project to date, amount in debt and/or equity and name and background of investors (if equity, information only needed for investors who hold 10% or more of shareholding in the project), & proof of investment.
Working Capital Loans and Bridge Loans or similar
Multiple lenders worldwide. Minimum loan size of $200k. Typically for cash flow positive companies, calculated as 33% of last fiscal year's annual net income; if cash flow negative companies, then typically up to 20% of ARR (annual recurring revenue) or up to 15% of non-ARR. Loan sizes can vastly increased if the business case is strong i.e. proof of larger contracts or purchase orders, or other strong business case. Documents required include:
Executive summary or pitch deck of the business (including economic outlook and analysis, value proposition, traction to date, capital required, objective of capital raise, distribution for use of raised capital)
Types of collateral available, including objective reports for value of collateral and description of collateral
Past 3 fiscal years of income statements, balance sheets, and cash flow statements certified by accountant (or audited statements if >$10M in annual revenue)
Listed Securities based Loans
Listed Securities with at least $50M market capitalization (higher market caps enjoy 80% or higher LTVs, and lower market caps come with lower 40% to 60% LTVs). We need ticker symbol of said company. Alongside, we also need the following information:
Entity or person holding said listed securities that shall be used as collateral.
If entity, how many shareholders constitute 65% of the decision making process for the loan to be managed from borrower, and KYC and source of funds information of shareholders who own 10% shareholding equity in such entity. If individual, basic KYC and source of funds information.
A US based lender that provides loans at a 70% to 90% LTV against sole distribution contracts (40% to 60% LTV against non sole distribution contracts), up to 90% LTV against tax credits, and 50% LTV against sales estimates. Target film budgets between $5M to $50M whose producer has a track record of completing film on budget and on time and has at least 15 years worth of a production track record. We will also need to see a pitch deck of the film of interest and its secured acting talent.
Types of Lenders